Resource Library - Traditional and Roth IRA

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Women and retirement series: Taking a risk

By investing too conservatively, many women risk facing financial uncertainty in retirement. Seeking out reliable information on saving for retirement can help you make good decisions that can impact your future.


Important deadlines are coming up quickly

Be sure to get these important 403(b) and IRA deadlines into your calendar.


Share the benefits: It's a family thing

Did you know that many of our insurance and retirement programs can be shared with your family--including your spouse, children, grandchildren, parents, and parents-in-law?


Don’t miss these curtain calls

Refer to this handy list of deadlines so you don't miss any important dates when preparing to retire.


Breaking into your second act

Before making your retirement debut, you need to rehearse for the part. The act of retiring changes everything from what you do every day and who you see to how you spend and manage your money.


Q&A: Calculating your RMD

As you craft your retirement strategy, planning for age 70½ is a must, because that’s when required minimum distributions (RMDs) kick in. Here are some things you need to know.


What's your investment style?

At its most basic, how you decide to invest should be based on what kind of investor you are—your style—so you can make choices that are right for you.


Women and retirement series: Facing unique challenges

The first of a four-part series on women and retirement explores a few of the challenges women may face and offers suggestions on how to minimize their impact on saving for retirement.


Back to school is a perfect time to review your account

Now that you've settled back into a new school year, it's a good time to take a look at your retirement account.


National Retirement Security Week - October 15-21, 2017

If you're not saving for retirement, now is a great time to learn more and get started. Member Benefits can help.


Saving for the future is a family affair

Saving for retirement is important to every generation.


Retirement savings options

We have a quick rundown of the retirement savings options available to you as a public school employee in Wisconsin.


A cautionary tale: No free lunches!

Seminar invites and ads targeted at seniors should be scrutinized for “red flag” language that SEC investigators say is meant to lure you in. If it sounds too good to be true, it probably is.


Because you asked: Statement changes coming

You asked for changes on your retirement statement, so we’re delivering!


Teens + IRA = Super savvy

Is your teenager planning for retirement? It sounds strange, yet setting up a Roth IRA for your teen may be one of the smartest things you can do.


IRA 5498 forms coming soon

Form 5498 is an informational tax form sent at the end of May to all Traditional and/or Roth IRA account holders.


Investment spotlight: Prudential Guaranteed Investment

Understanding basic principles about how to analyze an investment can help you make wise choices. We start by shining a spotlight on the Prudential Guaranteed Investment.


Investment spotlight: Mutual Funds 101

Knowing how to secure your financial well-being is one of the most important things you’ll ever need to do in life. You don’t have to be a genius to do it.


Choosing Beneficiaries for Your Retirement Account

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.


SmartPlan–IRA

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.


To Roth or Not to Roth in Your IRA

This brochure explains the Roth IRA and provides information to help you decide how after-tax and before-tax savings fit into your retirement savings strategy.


Traditional IRA Withdrawal Options

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.


Roth IRA Withdrawal Options

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.


Required Minimum Distributions

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.


Mutual Funds 101: One-decision investing, two options

Learn more about Model Portfolios and Target Retirement Funds.


Mutual Funds 101: What's next?

Apply what you’ve learned from "Investment Spotlight: Mutual Funds 101" to start investing in your future or evaluate your current investments.


Will your retirement plan last a lifetime?

How would your plans for retirement change if you knew you were going to live to 100? You’ll be better prepared if you understand the role life expectancy should play on your savings decisions.


Retirement program myth busters!

We bust some of the common myths members hear about Member Benefits’ retirement and savings program.


Not too late to contribute to your IRA for 2016

IRA contributions for a specific tax year can be made until your tax return deadline.


Special retirement considerations for women

While both sexes are living longer than ever before, a longer life expectancy can impact women even more in retirement due to a number of issues.


$aving is a family thing

Your teen can start contributing to our Roth IRA as long as they have a job. See what just $20 a month could do to secure your child’s future.


You'll thank yourself later

Do something today that your future self will thank you for by opening an IRA with Member Benefits.


Contribution limits remain the same

Are you maximizing your retirement contributions? If not, you may wish to re-evaluate the amount you're putting toward retirement.


Use your IRA to help charity

Did you know you can choose to give up to $100,000 to a qualified charity from your IRA without counting it as taxable income when you are over 70 ½ years old?


Share the benefits with your family

As a benefit of your membership in our IRA program, many of your family members are eligible to participate.


Watch your mail for important retirement information

Watch your mail for important retirement information.


To Roth or not to Roth in your IRA

That is the question…but the Roth savings option is often as misunderstood by people as Shakespeare. Get to know some of the benefits and considerations of the Roth so that ‘thee can maketh an informed own choice.’


Smart Money Move #2: Pay less, get more

The impact of fees over time on your IRA or 403(b) account can significantly reduce your nest egg, and not all providers charge the same fees.


Why choose us?

Choose the right IRA provider for you. Learn advantages to Wisconsin public school employees who save for their retirement with our low-cost IRA program.


Women and retirement series: Working with less

Part three of a four-part series: Women's lifetime earnings are often lower than men's. Even if you can only put a small amount toward retirement, do it today.


Income from self-employment? Don't forget SEP retirement contributions

It is not unusual for school employees to have a job on the side during the school year or summer break. Save more for your retirement through a Simplified Employee Pension (SEP) plan.


IRA can mean tax savings…now or later

Contributing to an IRA gives you an opportunity to save for retirement while taking advantage of tax benefits. There are two IRA account types available—Traditional and Roth.


Time to review 403(b) and IRA contribution limits

Are you contributing as much as you can toward your retirement? If you're not maximizing your contributions, you may wish to re-evaluate the amount you're putting toward retirement.


Don’t let December spending give you a January hangover

Don't let holiday spending become a pain in your budget that you’ll feel long after the season is over. Take a few tips from us to stay out of spending trouble and enjoy your holidays more.


IRA

What is an IRA? Roth IRA? Learn advantages to Wisconsin public school employees of opening a low-cost IRA with WEA Member Benefits.


New educators can learn a lot with the Don’t Be Jack™ game

WEA Member Benefits' Don’t Be Jack™ game is a great way to learn about financial issues that impact Wisconsin public school employees.


Spend wisely: six financially smart ways to spend your tax refund

The average American receives an annual tax refund of about $3,000. If you received one this year, consider using your refund to improve your financial situation. Here are six great suggestions: Pay off debt, add to your retirement savings, buy more protection, save, share the wealth, consider a financial planner, and more.


What to do with your tax return

Did you receive a tax refund this year? If so, here are six financially smart ways to spend your tax refund...


Personal finance lessons: 4 insights for new educators

New Wisconsin public school teacher Molly Walsh Anderson shares four lessons that have helped her navigate new financial realities and responsibilities.


Deadlines are coming up before you know it

Get the details on deadlines for 403(b) and IRA exchanges/transfers/rollovers, postdated checks, and year-end withdrawal deadlines for 2016.



2017 Guaranteed Rate