Resource Library - Traditional and Roth IRA

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Within 10 years of retirement? Add these items to your retirement checklist

As you near retirement age, it is a good time to review your current financial situation and plan for your final career years. With this in mind, we have provided a list of five things you should consider as you approach retirement.

Keys to successful retirement saving

Want to start saving for retirement? We have a few tips to keep in mind that can help you be a successful saver.

Share the benefits: It's a family thing

Did you know that many of our insurance and retirement programs can be shared with your family--including your spouse, children, grandchildren, parents, and parents-in-law?

Free eBooks from Member Benefits

Download these helpful guides created especially for younger educators. Topics include WRS, home buying, student loans, and more.


Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.

The Prudential Guaranteed Investment

A summary explanation of our Prudential Guaranteed Investment interest rate from WEA Member Benefits.

Retirement FAQ

While we talk with members about a number of retirement savings topics, there are some questions that we often hear that may interest you.

403(b) and IRA contribution limits have changed

Take advantage of new 403(b) and IRA contribution limits to increase your retirement savings in 2019.

1099-R coming in the mail soon

If you took a reportable distribution from your WEA TSA Trust 403(b) and/or WEAC IRA account(s) during 2018, watch for a 1099-R in the mail soon.

Time to review your retirement account

Did you review your retirement account when school started in the fall? If not, a brand new year can also be a good reminder to give your account an annual checkup.

New year, new resolution for retirement savings

We have a new year's resolution that can really pay off for you in the long run—resolve to increase your retirement savings.

How the Prudential Guaranteed Investment Credited Rate is determined

Each year the announcement of the guaranteed rate prompts questions from participants....we give answers.

How good is the Prudential Guaranteed Investment guarantee?

The funds in the WEA TSA Trust Program Guaranteed Investment and WEAC IRA Guaranteed Account are held by Prudential Retirement Insurance and Annuity Company.

Why choose us?

Choose the right IRA provider for you. Learn advantages to Wisconsin public school employees who save for their retirement with our low-cost IRA program.

Dream snatchers: Part 2

Part 2 of a 3 part series: The fees you pay in your retirement savings accounts matter! The number one factor in determining your rate of return—after asset allocation—is cost.

Should I stay or should I go? Moving money from your retirement accounts should not be done hastily

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.

3 things you need to know to navigate fees in your retirement savings account

Fees are often not easy to find or to understand. So let’s explore the topic of retirement account fees so you can make informed savings decisions.

Women and retirement series: Working with less

Part three of a four-part series: Women's lifetime earnings are often lower than men's. Even if you can only put a small amount toward retirement, do it today.

Income from self-employment? Don't forget SEP retirement contributions

It is not unusual for school employees to have a job on the side during the school year or summer break. Save more for your retirement through a Simplified Employee Pension (SEP) plan.

IRA can mean tax savings…now or later

Contributing to an IRA gives you an opportunity to save for retirement while taking advantage of tax benefits. Compare the two options.

Time to review 403(b) and IRA contribution limits

Are you contributing as much as you can toward your retirement? If you're not maximizing your contributions, you may wish to re-evaluate the amount you're putting toward retirement.

To Roth or not to Roth in your IRA

That is the question…but the Roth savings option is often as misunderstood by people as Shakespeare. Get to know some of the benefits and considerations of the Roth so that ‘thee can maketh an informed own choice.’

Personal investment account opportunity

We are now scheduling appointments for those interested in nonretirement investment accounts (also referred to as a retail account).

Enhancements to yourMONEY

Next time you log in to yourMONEY online retirement account, you will notice some changes have been made that we hope you will find even more helpful for managing your account.

Important end-of-year dates for your retirement accounts

Year-end is closing in! Watch your contribution limits and check your calendar for important dates.

No more recharacterization of IRA conversions

Prior to 2018, individuals were allowed to recharacterize IRA conversions and employer retirement account taxable rollovers into a Roth IRA. As of 2019, that will not be the case.

WRS contribution rates down slightly for 2019

The Wisconsin Retirement System contribution rate will decrease slightly in 2019. Consider this an opportunity to increase your contributions in other retirement savings accounts.

Do your accounts have the right beneficiaries?

Take a moment to review your beneficiaries in your retirement accounts...they take precedence over your will.

Setting your own course to a secure retirement

You can’t know everything that will happen in your life—but anticipating and planning for the challenges increases the chance of achieving your retirement goals.

Charting a course to a secure retirement: Member stories

The stories these three Wisconsin educators share illustrate that point and may inspire you to take some positive steps now as you embark on your own financial voyage.

Charting a course to a secure retirement

Women have to navigate unique barriers in order to secure their retirement. Fortunately, there are steps they can take to help minimize or eliminate them.

Compounding interest: It’s amazing

Compounding can have a significant impact on your retirement savings. For best results, save early, save regularly, and save more when you can.

Choosing Beneficiaries for Your Retirement Account

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.

A new fund, a name change, and an update

We regularly review our investment options to maintain the quality of our retirement savings program. Learn more about recent fund and portfolio changes.

Ready. Set. Grow. Open an IRA account today

Open an IRA account today and get growing with low fees and tax advantages. Your family members can also participate in our IRA program.

Mutual fund lineup and model portfolio update

Learn about our upcoming mutual fund changes and model portfolio updates.

Financially savvy millennials have a Roth’s why

Opening a Roth IRA is one of the smartest money moves a young person can make—and it’s super easy. We have several reasons a Roth IRA is a good move.

Learn more about the 403(b) and IRA

Learn about the Roth, investment strategy, risk tolerance, choosing beneficiaries, and much more.

Protecting a legacy: The update

Update on our evaluation of the Guaranteed Investment and our partnership with Prudential Retirement Insurance and Annuity Company.

Protecting a legacy: Participant level protections

Participant level protections are new to the Prudential Guaranteed Investment Account. Here’s more detail about when these protections could be triggered and what they mean to members.

Start small, save big

Don’t think you have enough money to save for retirement? Then you might be surprised to learn how a small amount can make a big difference. The key is to start…now.

Market volatility happens

History has clearly shown us that the market is predictably unpredictable. If you’re feeling uncomfortable with market volatility, keep these tips in mind.

Have you changed banks or your address recently?

Make sure electronic contributions, as well as timely information regarding your accounts, continue without interruption by keeping your information up-to-date.

It's a great time for saving o' the green

What better time than St. Patrick's Day to pad your luck by saving a little more green! No four-leaf clover required. Here's a few ideas to help you build up your pot of gold.


What is an IRA? Roth IRA? Learn advantages to Wisconsin public school employees of opening a low-cost IRA with WEA Member Benefits.

Before you choose a retirement savings account

Before you choose a retirement savings account, check off these questions.

How we screen for mutual fund offerings

To ensure the quality of our retirement savings programs, Member Benefits has a committee of staff members who regularly review our investment options.

1099-R coming in the mail

If you took a reportable distribution from your Member Benefits 403(b) and or IRA account(s), expect an important document in the mail soon.

New year, new retirement statements for members

View a quick video and get more information on our friendlier, easier-to-read member retirement statements.

If you only keep one resolution this year, resolve to save more

It’s never been more important to save for your financial future and it’s never been easier. Open a retirement account with Member Benefits.

 2019 Guaranteed Rate