Resource Library - Financial Planning

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How to choose a financial planner

Deciding which financial professional to trust is a very important decision and shouldn’t be made without some thorough vetting. Our best advice…ask questions. Getting the answers to important questions up front will help you avoid surprises (the bad kind) later on.

April is National Financial Literacy Month

It's National Financial Literacy Month. To help you achieve your financial goals, consider these resources that promote financial literacy in April and all year long.

Share the benefits: It's a family thing

Did you know that many of our insurance and retirement programs can be shared with your family--including your spouse, children, grandchildren, parents, and parents-in-law?

Free eBooks from Member Benefits

Download these helpful guides created especially for younger educators. Topics include WRS, home buying, student loans, and more.

Retirement FAQ

While we talk with members about a number of retirement savings topics, there are some questions that we often hear that may interest you.

Should I stay or should I go? Moving money from your retirement accounts should not be done hastily

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.

WEA Member Benefits offers financial planning services at locations throughout Wisconsin

If you have specific questions regarding your retirement and/or investment portfolio, or are looking for financial guidance, our Financial Planner may be able to assist. We have several locations available throughout Wisconsin for you to meet with our Planner during the school year.

Setting your own course to a secure retirement

You can’t know everything that will happen in your life—but anticipating and planning for the challenges increases the chance of achieving your retirement goals.

Charting a course to a secure retirement: Member stories

The stories these three Wisconsin educators share illustrate that point and may inspire you to take some positive steps now as you embark on your own financial voyage.

Charting a course to a secure retirement

Women have to navigate unique barriers in order to secure their retirement. Fortunately, there are steps they can take to help minimize or eliminate them.

Mutual fund lineup and model portfolio update

Learn about our upcoming mutual fund changes and model portfolio updates.

Market volatility happens

History has clearly shown us that the market is predictably unpredictable. If you’re feeling uncomfortable with market volatility, keep these tips in mind.

Money Smart Week is April 21-28

Money Smart Week® offers financial education programs for people of all demographics and income levels to help them better manage their personal finances.

Is this you?

If you can answer YES to any of the questions in our article, you may benefit from our variety of free and fee-based financial planning services.

Online tools help you with financial planning

Did you know that Member Benefits has free online calculators to help you make decisions about your finances?

Retirement Income Analysis

Preparing to retire? This highly focused, comprehensive retirement planning service is suitable for Wisconsin public school employees within 10 years of retirement.

Retirement Income Projection

On track to meet your retirement goals? The Retirement Income Projection is a financial planning service appopriate for those 11+ years from retirement.

Portfolio Analysis

Member Benefits' Portfolio Analysis financial planning service is a comprehensive evaluation of your current investment portfolio. Align your portfolio with your financial goals.

One-Hour Consultation

Free one-hour financial planning consultation for newer members to help you get on the road to financial security.

You're the link for family to enjoy our programs

Eligibility changes mean the most important people in your life can enjoy more of our programs. You’re the link that makes it possible!

Smart Money Move #7: Find someone to trust

Do you need a financial planner? If the answer is yes, you need to do a little research first.

Don’t miss these curtain calls

Refer to this handy list of deadlines so you don't miss any important dates when preparing to retire.

Breaking into your second act

Before making your retirement debut, you need to rehearse for the part. The act of retiring changes everything from what you do every day and who you see to how you spend and manage your money.

Q&A: Calculating your RMD

As you craft your retirement strategy, planning for age 70½ is a must, because that’s when required minimum distributions (RMDs) kick in. Here are some things you need to know.

What's your investment style?

At its most basic, how you decide to invest should be based on what kind of investor you are—your style—so you can make choices that are right for you.

A cautionary tale: No free lunches!

Seminar invites and ads targeted at seniors should be scrutinized for “red flag” language that SEC investigators say is meant to lure you in. If it sounds too good to be true, it probably is.

Free WRS eBook available

How much do you know about WRS? Our free eBook includes 20 frequently asked questions you should know.

The fiduciary standard: Two changes

The Department of Labor is imposing a new rule that requires brokers to handle retirement accounts to act in the client’s best interest.

Will your retirement plan last a lifetime?

How would your plans for retirement change if you knew you were going to live to 100? You’ll be better prepared if you understand the role life expectancy should play on your savings decisions.

Special retirement considerations for women

While both sexes are living longer than ever before, a longer life expectancy can impact women even more in retirement due to a number of issues.

Understanding WRS - On Demand Seminar

Wisconsin Retirement System (the state pension plan) will be a source of retirement income for most Wisconsin public school employees. How much do you know about this important benefit? In this three-part series, learn about WRS, how it works, how to read your statement, how benefits are calculated, the different payout options available at retirement, core versus variable fund participation, and much more.

New year, new resolutions for personal finances

With the new year still fresh with our good intentions, it's a great time to set some personal financial goals for the year.

Financial Planning: Start small (and early) to finish big (VIDEO)

Many young educators are facing new financial responsibilities, but it doesn't have to be complicated. Learn more by watching our video.

New educators can learn a lot with the Don’t Be Jack™ game

WEA Member Benefits' Don’t Be Jack™ game is a great way to learn about financial issues that impact Wisconsin public school employees.

Shape up: Get financially fit during National Financial Literacy Month

Providing home, auto, and additional liability insurance, TSA and IRA retirement investments for Wisconsin public school employees.

Boost your retirement savings (and five other financially smart ways to spend your tax refund)

Did you receive a tax refund this year? If so, here are six financially smart ways to spend your tax refund.

Personal finance lessons: 4 insights for new educators

New Wisconsin public school teacher Molly Walsh Anderson shares four lessons that have helped her navigate new financial realities and responsibilities.

Plan like a vampire

Take a lesson from these eternal creatures and plan for the long term. We can help you get started or review your financial plan.

Frankenstein’s investment style

Overlooking the personality flaws, Frankenstein—or the creation of Frankenstein—can help to illustrate the important investment concept of diversification.

Many factors can affect your retirement

Here's just one factor of many we'll help you consider to get a more realistic picture of what you’ll have in retirement when you participate in our Retirement Income Analysis.

Spending early may actually be financially beneficial. Go figure!

When you participate in an Retirement Income Analysis, we get you thinking about things that may seem surprising. Here is one example.

Are you retirement ready?

If you’re within 10 years of retirement, you may be wondering: Can I really retire? Fortunately, Member Benefits can help you answer those questions and much more with a comprehensive Retirement Income Analysis.

Retirement Income Analysis planning steps

There are five basic steps in Member Benefits' retirement planning process.

Retirement Income Analysis planning steps

If you decide to sign up for a Retirement Income Analysis, here are the steps involved in the process.

Keep debt in check

Is debt a problem for you? We share some warning signs to watch for and simple steps to help reduce debt.

You can stick with us

Did you know that you can stay insured with us even after you leave your school job or retire? And your Member Benefits’ 403(b) and IRA accounts can remain with us whether you retire, change districts, or change professions?

The Buchegers: Making their dreams reality

"Your Story" from WEA Member Benefits: Members sharing their financial journeys and lessons learned.

One for the ages: Longer life span=New game plan

As life expectancy increases, you may need to revisit your retirement strategy. Knowing the odds of a long life are in your favor, it may be wise to review your long-term financial plan. Here are two strategies to help you meet your potential future needs.

Dream snatchers: Part 3

Part 3 of a 3 part series: Despite our best intentions to act rationally, basic impulses and emotional responses can influence our decisions, often against our better judgment. We wrap up our series exploring this potential retirement planning mistake and share some keys to successful investing to help keep the dream snatchers (procrastination, fees, and emotion) at bay.

Dream snatchers: Part 1

Procrastination. Fees. Emotion. Let them rule your decision making process and you may find them to be your most destructive retirement planning mistakes. The good news is that you actually have control over these dream demons. Here are some ways to stop them in their tracks. (Part 1 of 3)

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