Resource Library - Flood Insurance

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Stormy weather ahead: Tips to help minimize your risk

Spring and summer in Wisconsin, though welcomed after the long winter months, can brew up severe weather with the potential to damage property and result in financial loss for residents. With deductibles averaging around $1,000, getting hammered by severe weather may cost you some money. Reduce the chances of taking a financial hit by doing what you can to prevent a loss due to severe weather.

Flood insurance coverage FAQs

Whenever there are floods in Wisconsin, we receive a large volume of calls from members wondering about how to get insurance coverage to protect themselves from losses due to flooding. Here are answers to commonly asked questions.

Five critical times to review your insurance

Make sure your insurance is keeping up with your life! We share a few critical events that should trigger a review of your policies.

Spring rains bring flood risk: Are you covered?

Don't you love seeing rain instead of snow after a long winter? It’s great to be moving into spring. Spring rains are also a good reminder to be sure your home is adequately covered in case of a flood.  

Did you know that homeowners insurance doesn’t cover flood damage? If you’re unsure about your need for flood insurance, our insurance consultants can help you make an informed decision and give you a quote.

Spring floods: Protect your home and yourself

It’s mid-March and already areas in central and northern Wisconsin are being hit with floods. When it comes to your home and personal safety, we have some good information you'll want to know about.

Flood Insurance

Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Anywhere it rains, it can flood. Since standard homeowners insurance doesn't cover flooding, it's important to have protection.

Wondering if you qualify for our insurance program in retirement?

As a Wisconsin public school employee, you are eligible to participate in our high-quality personal insurance program, which includes auto, home, condo, renters, flood, and umbrella insurances. Our insurance products have been tailored to meet your unique needs as a Wisconsin educator. However, if you’re retiring soon and are interested in our insurance products, plan ahead.

You can stick with us

Did you know that you can stay insured with us even after you leave your school job or retire? And your Member Benefits’ 403(b) and IRA accounts can remain with us whether you retire, change districts, or change professions?

Need to take action on your insurance? We make it easy

Member Benefits makes it easy to take care of your insurance needs online. You can file a claim, update your policy, learn about your coverage, and more...whenever it's convenient to you. Here's a little summary of what you can find on our website to help you with your insurance needs.

Do you need flood insurance?

Tim GanoungIt doesn’t take a major body of water, or even a major storm, to cause a flood. You can live miles away from water and still be a victim of flooding. In fact, 25–30% of flood insurance claims come from low-to-moderate risk areas. 

Member Benefits is now offering flood insurance in response to member requests. But plan ahead. There is a 30-day waiting period* so contact us before the snow begins to melt and spring rain begins.

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