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Home Insurance Created Just For You

We’re not your typical insurance company

“I had a few friends who switched their auto and home insurance to Member Benefits. I asked them what their experience was with switching, and they had nothing but positive things to say. So I decided to check out Member Benefits.” —Helen Schaal, retired, Green Bay School District

The right insurance for you

Your home and belongings represent a significant financial investment and a significant financial loss if you do not have adequate insurance coverage. We will review your living situation and help you decide if you are protected against losses to your home and possessions or the risk of personal liability. Whether you rent or own a house, condominium, or apartment, we have a program to fit your needs.

Special features

While plenty of companies offer home insurance, ours is the only one created exclusively for Wisconsin public school employees like you. Our programs are designed with unique qualities that set us apart from other commercial providers. Compare our special features and discounts. The difference is clear.
Guaranteed Replacement Cost. If your home was built in 1950 or later, we will pay the full cost to repair or replace your home with materials of like kind and quality, even if the cost of the repairs exceeds your policy limits. For homes that were built prior to 1950, we have Extended Replacement Cost, which provides up to 125% of the dwelling limit on your policy.
Educator Benefits. Increased coverage for personal property losses on school premises—regardless of the cause of loss—to $2,000. No deductible.
Identity Theft Coverage. Covers up to $10,000 of costs associated with services you may need to help straighten out credit records and reclaim your identity.
Tree Removal. Removal of downed trees caused by windstorm is covered up to $1,500 per occurrence. Most companies do not cover trees downed due to wind.
Loss of Preparation Materials. We’ll cover up to $500 ($100 per hour) as reimbursement for preparing new teaching materials that were either stolen or damaged by a covered loss. No deductible applies!
Waived Deductible. We waive your homeowners deductible if you have a covered loss over $75,000.

Additional coverages available

Equipment Breakdown. Covers up to $100,000 of the cost of repairing or replacing mechanical and electrical equipment in your home when it breaks down, for only $26 per year.
Water/Sewer Backup. Coverage for personal property and real property up to $20,000. Other insurance companies may only cover real property.

Check out our special discounts

Ask about these discount programs and save money on your insurance premium.

  • WEAC Member Discount
  • Auto/Home Discount
  • New Home Discount
  • Renewal Discount
  • Loyalty Discount
  • Home Alarm System Discount
  • Smoke Alarm Discount
  • Renovation Discount

How we do business

At WEA Member Benefits, we do things differently than other insurers. We’re not a typical insurance company; we operate as a trust which reinvests any profits back into programs that benefit participants. We take time to learn about you—your needs, your family situation, your tolerance for risk, and other factors—so we can help you determine which programs work best for you.

To make our mission succeed, we have established guidelines, or underwriting principles, that define eligible risks. These guidelines help us serve all Wisconsin public school employees better. Proper underwriting allows us to keep benefits affordable while minimizing the risks to the programs.

Unlike many other insurers, we communicate these guidelines to our participants so you know what to expect.

Your children, even adult children, may be eligible to participate in our insurance program. Plus, once enrolled, you and your family can continue participating even if you leave or change jobs. Restrictions may apply.

Call one of our consultants at 1-800-279-4030 for a quote.

WMBT 3423-290-0417 (W)

Effective April 2017. Policies and programs described are subject to change at any time.