403(b) & IRA

Investment fund comparisons

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Creating a diversified investment portfolio (that includes stocks) may boost your long-term returns and pad your nest egg. Carefully chosen no-load mutual funds and the Prudential Guaranteed Investment* provide you with the flexibility you need to manage risk and build a diversified portfolio.

Choosing which funds to include in your investment mix may seem complicated but can be accomplished by looking at a few key things. And you can choose how involved you want to be in managing your investments.

Evaluate the mutual funds available in our 403(b) and IRA programs by comparing funds in each fund category.

View our quarterly performance report.

Investment Fund Categories

Fund CategoriesDescriptionClick to Compare
Fixed IncomeConservative investment options.Fixed Income
Target Retirement FundsHighly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.Target Retirement Funds
Large-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of greater than $10 billion.Large-Cap Stock Funds
Mid-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.Mid-Cap Stock Funds
International Stock FundsMutual funds that invest in stocks and bonds of companies outside of the U.S.International Stock Funds
Small-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $300 and less than $2 billion.Small-Cap Stock Funds
Specialty FundsMutual funds investing primarily in the securities of a particular industry, sector, type of security or geographic region.Specialty Funds

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income. We offer two options: The Prudential Guaranteed Investment, and the Pioneer Bond Fund Class K. Learn more about the Prudential Guaranteed Investment.

Fixed Income Investment2019 RateQuarterly Fund PerformanceFact SheetProspectus
Prudential Guaranteed Investment (IRA) 3.25%Quarterly Performance ReportPrudential Guaranteed Fact Sheet
Prudential Guaranteed Investment (403(b))3.25%Quarterly Performance ReportPrudential Guaranteed Fact Sheet
Pioneer Bond Fund Class Kn/aQuarterly Performance ReportFact SheetProspectus

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement FundTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Target Retirement IncomeVTINX*0.09%0.47%Below AverageAverageProvide current income and some capital appreciation.ProspectusFact Sheet
Vanguard Target Retirement 2015VTXVX*0.09%0.41%Below AverageAbove AverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2025VTTVX*0.09%0.44%AverageAbove AverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2035VTTHX*0.09%0.44%AverageAbove AverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2045VTIVX*0.09%0.45%Below AverageAbove AverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2060VTTSX*0.09%0.46%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock FundsTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Equity-Income Fund AdmiralVEIRX0.18%1.01%Below AverageHighProvide an above-average level of current income and reasonable long-term capital appreciation.ProspectusFact Sheet
Vanguard Institutional Index (Instl Plus) VIIIX0.02%0.96%AverageHighTrack the performance of benchmark index that measures the investment return of large-capitalization stocks.ProspectusFact Sheet
Parnassus Core Equity (Instl) SRIPRILX0.64%1.09%LowAbove AverageProvide capital appreciation and current income.ProspectusFact Sheet
T. Rowe Price Growth Stock (I)PRUFX0.52%1.09%Above AverageAbove AverageLong-term capital growth.ProspectusFact Sheet
Fidelity Contrafund (K6)FKIDX0.45%1.09%LowAverageCapital appreciation.ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock FundsTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price Mid-Cap ValueTRMCX0.79%1.11%Below AverageAverageLong-term capital appreciation.ProspectusFact Sheet
Vanguard Mid-Cap Index (Instl)VMCIX0.04%1.07%Below AverageHighTrack the performance of benchmark index that measures the investment return of mid-capitalization stocks.ProspectusFact Sheet
T. Rowe Price Mid-Cap GrowthRPMGX0.76%1.19%Below AverageHighLong-term capital appreciation.ProspectusFact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock FundsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
PGIM QMA Small-Cap Value
(no longer available after September 3, 2019)
TASVX0.70%1.23%AverageAverageLong-term capital growth. Above average capital appreciation.ProspectusFact Sheet
MFS New Discovery R6
(available on September 4, 2019)
NDVVX0.92%1.35%Below AverageHighThis fund seeks capital appreciation through investments in small-cap companies with attractive valuations.ProspectusFact Sheet
Vanguard Small-Cap Index (INSTL)VSCIX0.04%1.15%AverageHighTrack the performance of benchmark index that measures the investment return of small-capitalization stocks.ProspectusFact Sheet
Clearbridge Small Cap Growth (INSTL)SBPYX0.90%1.22%AverageAbove AverageLong-term growth of capital.ProspectusFact Sheet

 International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund OfferingsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectiveProspectusFact Sheet
Fidelity Diversified International (K6)FKIDX0.60%1.14%AverageBelow AverageCapital growth. ProspectusFact Sheet
Vanguard Total International Stock Index Fund (ADM)VTIAX0.11%1.01%AverageAverageTrack the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.ProspectusFace Sheet
Invesco Oppenheimer Developing Markets (INSTL)ODVIX0.87%1.36%Below AverageHighCapital appreciation.ProspectusFact Sheet

 Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund OfferingsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price New EraPRNEX0.69%1.40%Below AverageAverageLong-term capital growth.ProspectusFact Sheet
PIMCO All Asset Fund (INSTL)PAAIX1.11%1.37%Below AverageAverageMaximum real return, consistent with preservation of real capital and prudent investment management.ProspectusFact Sheet
Pioneer Bond Fund Class KPBFKX0.35%0.76%Below AverageAbove AverageProvide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.ProspectusFact Sheet

 

Funds marked with SRI are Socially Responsible Investment funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus below or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.

*Interest is compounded daily to produce a yield net of Prudential’s administrative fee of 0.60%. PRIAC is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain assets held in PRIAC’s general account. For more information, go to weabenefits.com/pru.