Financial Planning

Considering a financial advisor? Ask questions first

DATE | 11/22/21
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In our "A recipe for retirement" article, we discuss the option of mixing in a financial advisor to help you balance realistic return expectations and a desired standard of living.

The financial advisors at Member Benefits can help you anticipate your future tax liability, get a real picture of your assets and challenges, and help you make necessary changes now before you retire.

However, it’s important to ask questions before trusting someone to advise you on your financial future, such as:

  • What are your credentials?
  • What exactly do you do?
  • How do you get paid and what will it cost me? Paying more doesn’t always mean you’re getting more. Financial planners can be compensated in a number of ways.
  • Are you a fiduciary? Fiduciaries make a commitment to work in the best interest of the client. They put your needs ahead of theirs. Fiduciaries cannot combine product sales with giving advice and must disclose how they get paid.

Start your financial advisor search with BrokerCheck, a free tool to research the background and experience of financial brokers, advisors, and firms. Get a snapshot of a broker’s regulatory actions, investment-related licensing information, complaints, and more.

Visit brokercheck.finra.org or call their helpline at 1-800-289-9999.

To schedule an appointment or learn more about Member Benefits’ financial planning services, call 1-800-279-4030, ext. 6730 or weafa@weabenefits.com.

Learn more by reading our article, A recipe for retirement.