RSS Feed

Financial Fitness Blog

Snowmobile safety tips

(Insurance) Permanent link   All Posts

Janet AndersonWe have plenty of the white stuff this year for some great snowmobiling opportunities, and Wisconsin offers some of the best. Using a little common sense will minimize your risk of an accident while you're out having fun. Here's a few tips to keep in mind.

  • Always carry safety equipment. Include a tool kit, knife, spark plugs, drive belt, first aid, tow rope, pry bar, duct tape, waterproof matches, flashlight, compass, map, and extra ignition key. A cell phone is great but keep in mind you may be out of range at times.
  • Keep your snowmobile in good working order and make sure the throttle, brake, steering, and light systems are all functioning properly.
  • Everyone should have a helmet with goggles or a face shield and dress warmly in layers. Keeping dry is key. At night, wear reflective trim on your clothing.
  • Go slow. Speed is a contributing factor in nearly all fatal snowmobiling accidents. Being mindful of your speed is especially important with young passengers. Children should have a firm grip on the handles and both feet on the running boards. Use smooth starts and stops to prevent whiplash.
  • NEVER drink and drive.
  • Stay to the right. Most trails are two-way. It's especially easy to get in a collision on hills and corners.
  • Stay on designated trails. Trespassing is a major complaint about snowmobilers and can result in trail closures as well as accidents.
  • Be alert for obstacles beneath the snow, drifting snow, trees and branches on the trail or that hang low, and wildlife and other domestic animals.
  • Avoid riding on lakes and rivers. Ice may be thinner than you think. Rapidly changing weather and moving currents can affect the thickness of the ice. Snow can also act as a blanket and prevent strong ice from forming.
  • Always ride with at least one other person. You don't want to find yourself badly injured with no help available. If you must travel alone, tell someone your planned route and when you expect to return.

Last but not least, don't forget to insure your snowmobile. Call us for a quote at 1-800-279-4010.

Janet Anderson, Personal Insurance Consultant