Insurance Articles

Learn more about insurance related topics.

Under water
Last Modified: 3/19/2019
Spring will be here again soon (yes, really!) and with it comes spring rains. After experiencing one of the devastating Wisconsin floods in 2018, the Brehms count themselves fortunate to have coverage through Member Benefits. . . . (Full story)

Don’t let frozen water put you on thin ice
Last Modified: 2/4/2019
When it comes to your home, safety is priority one. With the freeze and thaw cycles of winter, the season can bring some unique pitfalls that you’ll want to avoid. We have a few tips on preventing some of the more common problems you may face as a homeowner in the wintertime. . . . (Full story)

Boat or RV in your future?
Last Modified: 1/17/2019
Boat and RV shows start in January throughout Wisconsin, so it’s not too soon to think about those summer toys you’ve been eyeing—and how you’re going to protect them. . . . (Full story)

At risk: Are you taking a financial gamble with your current insurance coverage?
Last Modified: 12/10/2018
Risk and responsibility are part of our daily lives....and sometimes you are the one responsible. Are you confident your finances will be secure if the worst happens? . . . (Full story)

Clearing up claims confusion
Last Modified: 9/14/2018
Misunderstandings about insurance claims can be a sore subject...and you’re not alone if you’re unsure about what’s covered and what’s not on most insurance policies. We offer some clarity on the most common questions we receive—and where our coverage differs from other companies. Some of the answers may surprise you! . . . (Full story)

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Retirement Articles

Learn more about retirement topics.

Retirement FAQ
Last Modified: 2/5/2019
Every year, we get thousands of calls to our Retirement and Investment Services Department. While we talk with members about a number of retirement savings topics, there are some questions that our financial planners often hear that we think will be of interest to you. . . . (Full story)

Wondering what to do with your required minimum distribution?
Last Modified: 12/13/2018
If you find that you don’t currently need to use your required minimum distribution from a Traditional IRA, SIMPLE IRA, or SEP IRA and are wondering what to do with it, consider placing all or some of it into a Personal Investment Account (PIA) with Member Benefits. . . . (Full story)

Enhancements to yourMONEY
Last Modified: 12/6/2018
Next time you log in to yourMONEY online retirement account, you will notice some changes have been made that we hope you will find even more helpful for managing your account. . . . (Full story)

No more recharacterization of IRA conversions
Last Modified: 11/19/2018
Prior to 2018, individuals were allowed to recharacterize IRA conversions and employer retirement account taxable rollovers into a Roth IRA. As of 2019, that will not be the case. . . . (Full story)

WRS contribution rates down slightly for 2019
Last Modified: 11/5/2018
The Wisconsin Retirement System (WRS) contribution rate will decrease slightly as of January 1. Generally, the adjustment will not have a significant impact on your take home pay. However, the rate reduction is an opportunity to increase your contributions in other retirement savings accounts, such as an IRA or 403(b). . . . (Full story)

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Money Management Articles

Learn more about money management.

New and improved online account access
Last Modified: 2/25/2019
Check out the new and improved online access to your retirement and insurance accounts, which includes enhanced security and paperless options. . . . (Full story)

Free eBooks from Member Benefits
Last Modified: 2/21/2019
Download these helpful guides created especially for younger educators. Topics include WRS, home buying, student loans, and more. . . . (Full story)

Fighting financial fraud
Last Modified: 8/27/2018
Member Benefits takes active steps to help you keep your personal financial information secure. . . . (Full story)

Beware of Grant Scams
Last Modified: 7/10/2018
Sometimes, it’s an ad that claims you will qualify to receive a “free grant” to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, it’s a phone call supposedly from a “government” agency. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and you’ll never have to pay the money back, but... . . . (Full story)

When you lose a loved one...
Last Modified: 5/29/2018
When your spouse or significant other passes away, you may feel overwhelmed with the details of settling the estate. Knowing what to do isn’t necessarily common knowledge—and it isn’t necessarily easy, especially at such a difficult time. Here are some general guidelines to help make the process a little easier during this stressful transition. . . . (Full story)

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