Five critical times to review your insurance

Make sure your insurance is keeping up with your life! Here are a few critical events that should trigger a review of your policies.

  • At renewal. Consider raising your deductible. Make sure you are getting discounts you qualify for. Evaluate the need for flood or umbrella insurance.
  • Major purchases. An expensive piece of jewelry, artwork, or electronic may need extra coverage.
  • Home improvements. If you added a room, upgraded your countertops, installed a hot tub, etc., make sure you’re adequately covered. Keep receipts in case your insurance company needs copies.
  • When you make your home safer. You may qualify for a discount when you install an alarm system or upgrade your electrical, heating, or plumbing.
  • Major life changes. Marriage, divorce, or adult children who move back home (or who leave) can affect your home insurance and the amount of coverage you need.

Ready to review? Call 1-800-279-4010 or set up a personal consult at

Source: Insurance Information Institute

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