Reduce your risk of vehicle theft

Believe it or not, an automobile is stolen every 43 seconds in the U.S. According to the National Insurance Crime Bureau (NICB), vehicle theft is one of our nation’s most costly property crimes. In any given year, only a little more than half of the vehicles stolen are recovered. Some are shipped overseas and sold on the black market; others are stripped for parts or sold to unsuspecting consumers.

Depending on how much you want to spend, there are a number of options available to help deter auto theft. Many cars include an alarm system, but you can also add visible devices such as steering column collars, theft deterrent decals, and tire locks. Kill switches or smart keys can immobilize your car so thieves can’t “hotwire” the vehicle. Additionally, tracking systems are available that emit a signal to police or a monitoring service.

Fortunately, there are many things you can do for free to help prevent auto theft:

  • Close your windows and lock your doors.
  • Never leave your keys in the car.
  • Park in well-lit areas.

Using common sense precautions can greatly reduce the risk of theft. Perhaps surprisingly, a 2007 survey on behalf of the NICB and LoJack (a company that sells electronic tracking devices) found that one-third of Americans admit to having left their car while it was still running, making it an easy target. Forty percent of those surveyed don’t hide their valuables in their vehicle, and one-third have left purses, wallets, or bank statements out in the open, raising their risk of identity theft as well. (Identity theft coverage is included in Member Benefit's home insurance coverage.)

The WEA Property and Casualty Insurance Company Family Car Policy covers the theft of your car when you purchase comprehensive coverage. Comprehensive coverage also protects you in the event of a fire, vandalism, hail, and other events.

If an auto theft or vandalism incident happens to you, our claims team will walk you through it step by step. Call us at 1-800-279-4010 or after hours at 1-800-241-2541 (please provide reference #11497).

Sources: National Insurance Crime Bureau, Insurance Information Institute

Property and casualty insurance programs are underwritten by WEA Property & Casualty Insurance Company. The terms and conditions of your coverage are exclusively controlled by your written policy. Please refer to your policy for details.

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