Retirement

Comparison of Lifecycle Funds

Lifecycle funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Our Lifecycle Fund Offerings Vanguard Target Retirement Income Vanguard Target Retirement 2015 Vanguard Target Retirement 2025 Vanguard Target Retirement 2035 Vanguard Target Retirement 2045 Vanguard Target Retirement 2060
Fund Expenses 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Category Average Expense 0.47% 0.36% 0.41% 0.41% 0.42% 0.41%
Morningstar risk rating Average* Below Average* Average* Average* Below Average* N/A
Morningstar return rating Above Average* Above Average* Above Average* Above Average* Above Average* N/A
Strategy & objectives Provide current income and some capital appreciation. Provide capital appreciation and current income consistent with asset allocation. Provide capital appreciation and current income consistent with asset allocation. Provide capital appreciation and current income consistent with asset allocation. Provide capital appreciation and current income consistent with asset allocation. Provide capital appreciation and current income consistent with asset allocation.
Prospectus Prospectus Prospectus Prospectus Prospectus Prospectus Prospectus
Fact sheet Fact Sheet Fact Sheet Fact Sheet Fact Sheet Fact Sheet Fact Sheet

 

Although Target Date Funds can simplify investment selection, all mutual fund investing is subject to risk. Diversification does not ensure a profit or protect against loss in a declining market. Target Date Funds are not guaranteed and may gain or lose value now and after the target date is attained.

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus below or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund's investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

* Morningstar Risk and Return Ratings for the Vanguard Target Retirement funds reflect the ratings of the Investor Share Class. no data is currently available for the Institutional Share Class incepted on June  26, 2015.

Redemption fees may apply.