Financial Resources

20/20 Challenge: What’s your vision for the future?

DATE | 01/27/20
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2020 is the beginning of a new decade and a great opportunity to set up some fresh financial beginnings. Do something that your future self will thank you for by taking some simple steps toward meeting your savings goals this year and beyond.

Hindsight is 20/20

When you think about setting financial goals for yourself, is your first thought, “I’ve waited too long to start saving!” Put that thought aside! It’s never too late to start saving and putting a plan in place. Think of it as doing something today your future self will thank you for.

No matter what regrets you might have, consider taking a second look at your financial situation this year and learn from past missteps. After all, hindsight is 20/20. Whatever your reality might be, you have options to make improvements now, no matter how small.

Take up our 20/20 challenge to build a brighter financial year for yourself! We’ve got plenty of ideas to get you started.

What’s your vision for your financial future?

Seeing your savings goals clearly does take a bit of work. But it’s easy to get started when you break it down into steps to visualize the “big picture.”

  1. Evaluate your 2019 finances.
  2. Identify your financial goals.
  3. Set up a balanced budget.
  4. Track your spending.
  5. Keep going!

Want some help? Contact us at 1-800-279-4030.


Do something in 20 minutes! Write goals, budget, read articles, review your accounts…break them down into short time frames to make it easier.

Do you have $20? Start saving just $20 a paycheck. Or boost your current savings choice by $20.

How long will it take you to save $2,020? Figure out how quickly you can get there based on your budget.


Where do you see yourself in 20 years? Many of your peers have thought about where they want to be—in fact, a full 45% of millennials are already saving for retirement. How about you?

We have tools and resources to help you brush up on your finances so you can start planning your next 20 years with confidence and reach your personal goals.

Get schooled. Use our budget worksheet and free financial calculators, and sign up for eBooks like 20/20 Challenge eWorkbook, 10 Money-Saving Tips New Teachers Want to Know, 20 WRS FAQs, and much more.

Get proper coverage. Whether you’re renting or buying, we’ve got you covered with insurance that fits your needs. And take advantage of the Young Educator Discount on our auto policy.

Get help. Contact our financial planning staff to find out which services might be the most beneficial to you at 1-800-279-4030.

“Teaching is a hard job. If you are going to make it your career, you should be able to enjoy your retirement…but you have to invest in you.”
—Lewis Gunderson, retired educator, School District of Cadott Community

20+ years of saving

Congrats! You’ve been doing great work at saving for the future. But it doesn’t mean your work is done.

Have you revisited your goals lately? Priorities and circumstances can change over time. Consider meeting with one of our financial planning staff to make sure your contribution rate is still in line with your future plans.

Review beneficiaries. Beneficiaries on your retirement account supersede your will, so be sure they are up to date.

What advice would you give your twentysomething self? Consider becoming a mentor to younger employees on the importance of saving for retirement. We hear all the time what a difference that has made in people’s lives.

Whether you’re in your 20s or have saved for over 20 years, you can take advantage of a free consultation with one of our Member Benefits Consultants. Watch your district news for upcoming dates of when they’ll be at your school.

2020 Challenge eWorkbookGet your free 20/20 financial workbook!

Put your goals into action! Create a plan to make your vision of the future a reality.

Our free eBook will give you plenty of ideas and resources to help you achieve financial security. Take an active role in writing out SMART (specific, measurable, achievable, relevant, timely) goals for 2020. Learn what questions to ask about your 403(b), insurance, student loans, and more. Finally, use our budget sheet as a guide.